P&L Recast — SDE / EBITDA

0 Report details

Used for the itemized report header and to send your receipt and report.

1 Bring in the P&L

Drop in the file however you have it — a PDF, a Word doc, a CSV, or an Excel export — or paste text straight from a tax-return summary. Claude will read it and sort it into revenue, COGS, and expense lines below for you to check.

2 Line items

Edit anything Claude got wrong. Mark whichever expense lines are add-back candidates over on the right — owner comp, personal perks, one-time items, non-cash charges.

2b Discretionary Earnings Worksheet — Standard SDE worksheet

Matches the franchise system's official Seller's Discretionary Earnings Worksheet line for line, so the recast lines up with what buyers and franchisees already expect. Fill in whatever applies — everything defaults to $0.

Heads up: these are separate from the add-back checkboxes on the Operating Expenses table above — don't check a line there and fill in the matching row here, or it'll be counted twice.

2c Balance sheet — optional, powers Cash to Seller & Net Tangible Assets

Most recent balance sheet snapshot. Skip anything you don't have — the report will just leave that line out of the math.

2d Prior-period figures — optional, powers the multi-year trend table on the Prime Certified report

If you have top-line revenue and SDE for the prior year or two, enter them here. Skip anything you don't have — the trend table only appears in the report if at least one prior period is filled in.

2e Buyer financing — SBA 7(a) bankability check

A rough DSCR check on whether the estimated price is financeable — not a lender underwrite.

3 Valuation multiple

Four fixed Main Street SDE tiers — the brackets are locked, but you can fine-tune the multiple on each one. The tool auto-selects the right tier for this business's SDE; use the dropdown below to override it for this deal.

This adjustment layer mirrors how Main Street brokers (e.g. BizEx's valuation tool) qualitatively move a multiple around a base — industry-specific base multiples aren't public data, so plug in your own comp above and let these factors do the adjusting. Each weight is editable.

Main Street deals almost always sell saleable inventory at cost, separately from the SDE/EBITDA multiple — it's cash the seller collects on top of the business value, not baked into the multiple.

Informational — a short remaining term with no renewal options is a real transferability risk buyers and lenders will flag; factor it into the risk checkboxes above if it applies.